“When it rains, it pours.” Isn’t that what they say when problems accumulate? Less than 24 hours after getting home from the hospital, I received a call from the disability insurance company that sends me a check every month. During my years as a surgeon I paid into this policy so that if the unthinkable occurred, and illness affected my income, financial protection would be assured.
For many years the company has paid me enough to sustain a middle class lifestyle. I don’t have the wealth that went with active surgical work, but my wife and I have been comfortable. However, for several months the company has been working to eject me from their rolls, and yesterday they announced me capable of earning enough money as a ‘physician consultant’ to no longer qualify for benefits.
Looking online, I see that most such consultant positions are filled by by board certified doctors practicing in their specialty. My board credentials lapsed a decade ago and cannot be renewed because I no longer see patients in that specialty. The insurance company claims I can make 80% of my former income (adjusted for inflation) by finding one of these unattainable jobs. According to them, they don’t have to prove that I could actually be hired for one, only that somewhere, someone has a position that pays in that range. I highly doubt anyone with my qualifications can make the requisite amount as a ‘consultant,’ but none of this seems to matter to those who hold the purse strings.
Luckily, I’ve been in contact with a very skilled attorney who works in this field, and who seems determined to help me. But I’m feeling tremendous fear around all this. As I try to recuperate from my major medical meltdown, I really don’t appreciate being hit with mounting stress and more scary problems.
The fact that I managed to wean myself off all the toxic psychiatric medications seems to work against me. Apparently one is required to ingest the ineffective neurotoxins sold by Big Pharma in order to qualify as having bona fide psychological instability and limitations.
Granted, I write here often about how the mental illness model seems wrong to me, and how I believe my mind capable of much more than the doctors used to offer me in way of expectation. But that doesn’t mean I could tolerate working full-time in a highly stressful job (rejecting insurance claims?) without suffering from depression and agitation that would sooner or later make the work impossible for me. And that’s not even taking into account how poorly my neck and back would tolerate 40 hours a week at a computer.
I’m not looking for handouts. I only want my benefits to continue, the same ones I paid into for many years to prevent just this sort of looming financial catastrophe.
Oh well. Right now there is nothing to do but wait. The insurance company can’t take action against me until I heal from the bleeding, aneurysm, and vascular abnormalities in my abdomen. There will be the option of a lawsuit if they try to cut me off. As in all legal maneuvering, one’s best weapon is patience.
In response to this new stress, I’m trying to meditate even more than usual. I bring my consciousness away from my head with all its worrisome thoughts and center it in my heart. From that vantage, the fears feel more distant. This practice also brings me closer to the disease process around my intestine and pancreas, which is where my healing energies need to be focused anyway. The financial issues will play out one way or the other. Maybe a big change in lifestyle looms, or maybe not. But for now I gravitate toward that gentle but potent cantor of love in my heart, and rest in its strong arms. From this safe, central, vantage I feel my body working to recover from its recent breakdown. And I enjoy distance from all my worries.
Now I understand better than before how to weather hardship with the right mental attitude and skillful strategies. There will be logistical battles to fight as time goes on, but when I can do nothing concrete to help my situation, I will keep meditating, keep loving, and keep learning. I will seek peace deep within, below the surface layers of storm and turmoil, where affection and grace reside.
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